~0%
of U.S. states don't require personal finance education in high school.
Education WeekStudent-led investment nonprofit
Real Stakes,
Real Learning,
Real Results.
A student-led investment program paired with a structured financial literacy curriculum.
~0%of U.S. states require finance ed
0%of teens want financial knowledge
0%have real investing experience
The Problem
Teens are left behind in financial education.
Most students reach adulthood having never been taught how money actually works, let alone how to invest it. The gap between what teens know and what they need is wide.
0%
of teens believe they need financial knowledge and skills to achieve their life goals.
BusinessWire survey0%
of high schoolers have actual, hands-on investing experience.
Fidelity studyOur Solution
A program where teens learn finance by doing it.
Mosaic pairs a structured curriculum with a real investment portfolio.
Real money, real stakes
Unlike simulators, members direct real dollars. Mosaic provides the capital, so none of it comes out of your pocket. Because every decision has real consequences, the lessons last longer.
Student-driven decisions
Every position starts as a member's pitch and passes a community vote. The portfolio reflects the whole club, not any one person.
Learning meets application
Curriculum and investing live in one program, so every module is put into practice on the club's real portfolio. Pitch it, debate it, vote on it.
Start learning with real stakes.
Open to high schoolers 18 and under, anywhere in the world. Join with however much you choose to contribute.